SoFi’s Checking and Savings account earns a 0.50% APY (variable and subject to change) on the balance in its checking portion. Customers who enroll in SoFi Plus with direct deposit, or pay a $10 ...

Explore the fintech platform Upgrade in 2025. We provide expert insights on its cash-back checking account and two high-yield ...

Open a new bank account today and earn a top interest rate. Our experts have researched the best rates on checking, savings, ...

but you won’t face fees for replacing your debit card or stopping a payment. SoFi® charges no overdraft fees, and should you overdraw your checking account, it will pull money from your savings ...